Ways to reduce credit card debt include: ^{nerdwallet.com}+2 ^{1 2 3}

1. Pay off your cards in order of their interest rates.
2. Make multiple payments each month.
3. Avoid putting medical expenses on a credit card.
4. Consolidate your debt with a 0% balance transfer card.
5. Get a low-interest credit card for future spending.

Additionally, you can request a lower APR from your issuer, look into balance transfer or low-interest credit cards, and work on improving your credit scores. ^{credit.com 4}