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  1. To track your expenses, you can123:
    • Download a free budget template or spreadsheet online, or create your own.
    • Download a budgeting app or software that can sync with your bank account and track your spending automatically.
    • Check your account statements and categorize your expenses into groups, such as rent, groceries, utilities, etc.
    • Build a budget based on your income and expenses, and follow a rule such as the 50/30/20 budget calculator, which allocates 50% of your income to needs, 30% to wants, and 20% to savings.
    • Record your expenses throughout the day in a notebook or a ledger, and stick to your spending limits.
    • Identify areas where you can save money or reduce your expenses.
    Learn more:
    Some ways to track spending include downloading a free, ready-made budget template you can find online or building your own customized spreadsheet. You can also consider downloading a budgeting app or software that offers monthly or daily expense tracking and can be synced up to your bank account.
    www.paypal.com/us/money-hub/article/expense-tra…

    How To Track Your Expenses and Stick To a Budget

    • Create a Ledger First, you will need to have your budget with you. You should also have a notebook available to you. ...
    www.thebalancemoney.com/how-to-track-your-exp…

    Tracking Monthly Expenses: The First Step to Money Success

    • Check your account statements Pinpoint your money habits by taking inventory of all of your accounts, including your checking account and all credit cards you have. ...
    www.nerdwallet.com/article/finance/tracking-monthl…
     
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