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- A simple loan agreement is a written contract between a borrower and a lender that specifies the terms for repayment of a loan123. It may include the amount of the loan, the interest rate, the payment schedule, the collateral, and the consequences of defaulting on the loan13. A simple loan agreement can be brief or elaborate, depending on the type and size of the loan2. It serves as written evidence of the debt and the obligations of both parties3.Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.A Loan Agreement is a legally binding contract between a Borrower and a Lender that specifies the terms for repayment of a loan. A simple Loan Agreement includes a written promise to pay, payment terms such as interest rate or collateral, payment schedule, and recourse if the Borrower fails to make payments or defaults on the loan.forms.legal/free-loan-agreement/Simple loan agreements can be little more than brief papers spelling out how long a borrower has to pay back money and what interest might be added to the principal. Others, like mortgages, are elaborate documents that are filed as public records and allow lenders to repossess the borrower’s property if the loan isn’t repaid as agreed.www.debt.org/credit/loans/contracts/A Loan Agreement is a written promise from a lender to loan money to someone in exchange for the borrower's promise to repay the money lent as described by the Agreement. Its primary function is to serve as written evidence of the amount of a debt and the terms under which it will be repaid, including the rate of interest (if any).www.wonder.legal/us/modele/loan-agreement
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