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- To qualify for a personal loan, you need to have1:
- Several years of credit history.
- Multiple account types within your credit history, like credit cards, a car loan or other installment loan and a mortgage.
- Strong payment history with few or no delinquencies.
- Investments, retirement savings or other evidence of an ability to save money.
Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.Several years of credit history. Multiple account types within your credit history, like credit cards, a car loan or other installment loan and a mortgage. Strong payment history with few or no delinquencies. Investments, retirement savings or other evidence of an ability to save money.www.nerdwallet.com/personal-loansA personal loan is a loan you qualify for based on your credit history and income. It can be granted for almost any purpose. Personal loans are sometimes called "signature loans " or "nsecured loans," because there is typically no collateral required to secure a personal loan. Collateral is an asset that can be seized and sold to repay a loan.www.thebalancemoney.com/what-is-a-personal-loa… - People also ask
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