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  1. Microsoft Create
    https://create.microsoft.com › en-us › templates › personal-budgeting

    Personal budgeting templates | Microsoft Create

    How do I use Excel monthly budget templates?
    Once downloaded, open the template in Microsoft Excel or any compatible spreadsheet software. You can then start entering your income, expenses, and other financial details to begin tracking your budget. Question: Can I customize these Excel monthly budget templates to fit my specific needs?
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    Monthly Budget Spreadsheet for Excel - Vertex42

    The purpose of this type of budget worksheet is to compare your monthly budget with your actual income and expenses. You record your desired budget for each category in the \"Budget\" column. This represents your goal - you're trying to keep from spending more than this amount. At the end of the month, you record in the \"Actual\" column how much y...

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    For a more detailed set of budget categories, see the Household Budget worksheet. See our articles Make a Budget and 5 Basic Budgeting Tips if you are just getting started or new to budgeting.

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    The calculations in the \"Difference\" column are set up so that negative numbers are bad. The spreadsheet uses the accounting format where negative numbers are in parenthesis like (115.00), and conditional formatting is used to make the negative numbers red - red means bad in this case. So, if you spend more than you budgeted for, the value in the...

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    Adding or Removing categories: You need to be careful when adding or removing categories, to avoid messing up the formulas used for calculating the totals. After making a change, you should check the formulas to make sure they are still correct.

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