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  1. Vertex42
    https://www.vertex42.com › ExcelTemplates › zero-based-budget-worksheet.html

    Zero-Based Budget Worksheet for Excel, Sheets, PDF - Vertex42

    • Download a budget worksheet based on the zero-based budgeting method, where you assign every dollar of your income to some specific purpose. Learn how to use the worksheet to create a balanced b… See more

    Step 1: Enter Your Income

    If you are creating a monthly budget, list all sources of income for the month. If you actually get paid biweekly, you may want to base your budget on just two weeks of pay, then use yo… See more

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    Step 2: Enter Your Budget

    The categories in this worksheet have a very purposeful structure. They are designed to help you apply the 'Pay God First' principle, the 'Pay Yourself First' principal, th… See more

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    Step 3: Make Changes Until The Final Budget Is Zero

    If the final budget is negative, you can either try to increase your income, or cut back in one or more of your savings and expense categories. This is why using a spreadshe… See more

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    Step 4: Enter Actual Amounts

    If you don't already have some other system for analyzing your spending, then at the end of the month, enter your actual income and spending in the right-hand columns of … See more

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    How to create a zero based budget?
    It’s simple to get started. Grab the free printable Zero Based Budget Free Printable from the button below. Begin entering your information in the income area of the template. Then, go through the set expenses, debt and adjustable expenses for the month. Keep in mind, you might need a few months to start to perfect your line items each month.
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    Table of Contents
    Step 1: Enter Your Income
    Step 2: Enter Your Budget
    Step 3: Make Changes Until The Final Budget Is Zero
    Step 4: Enter Actual Amounts
    How to create a zero based budget?
     
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