Our rating, based on a combination of survey responses from 9,500 consumers and other sources, found that these insurers represent the top car insu...

In our 2023 rating, USAA and American Family stand out as top insurance companies, earning overall scores of 4.4 and 4.3, respectively. USAA boasts...

Our rating of the Cheap Car Insurance Companies of 2023 found that USAA has the most affordable annual premiums. The cost for a USAA policy is, on...

The Insurance Information Institute (III) recommends consumers obtain quotes from at least three insurers as they attempt to find a policy that sui...

Your car insurance premium is the specific amount of money you pay to your insurance company in exchange for coverage for you and your vehicle. Cus...

To be covered for vehicle theft, you’ll need to add comprehensive coverage to your insurance policy (on top of basic liability and collision insura...

Most often, your car insurance policy will cover you if you need a rental car, particularly if you have a policy that includes collision, comprehen...

While insurance companies don’t typically allow you to insure a car that’s not in your name, you may have other options, such as obtaining a co-tit...

A deductible in car insurance is a fixed amount you must pay to your insurance company after you’ve filed a claim. Once you pay your deductible, th...

Homeowners insurance pays to repair or rebuild your home, and repair or replace personal belongings, after damage from a wide variety of “perils,”...

Homeowners insurance isn’t typically required unless you have a mortgage. Mortgage lenders see your home as their investment, too, so they expect y...

State Farm and USAA earned top marks in our analysis of home insurance companies. Chubb, Erie, Nationwide and Westfield also scored very well.

Based on our analysis, the cheapest home insurance companies are Progressive, Nationwide, Erie, USAA and State Farm. Those are good starting points...

The cost to rebuild the home if it’s destroyed is the foundation of how much homeowners insurance you need. That amount is called your dwelling cov...

A claims adjuster will estimate the amount it will cost to fix your house and repair or replace damaged items. You’ll get an insurance check for th...

Flood insurance is not part of a homeowners policy, but you can typically buy coverage through your home insurance agent. You may be eligible to bu...

Home insurance companies may only reimburse you the full amount for a loss if your dwelling insurance amount accounts for at least 80% of your home...

Yes, homeowners insurance typically covers fire damage. Fire and lightning are the second most common type of homeowners insurance loss, behind onl...

No, homeowners insurance generally doesn’t cover earthquakes or any earth movement, including sinkholes, landslides and mudslides. If you want cove...