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- Credit score statistics for 2023 include the following points123:
- The national average FICO® Score is 716 as of April 2022.
- About 10% of the U.S. population doesn’t have a credit record and are “credit invisible.”
- Ages 76 and up have the highest average credit score at 760.
- Women’s and men’s average FICO Scores are virtually the same.
- The average credit score is 714.
- Older Americans have higher average credit scores, with baby boomers at 742 and millennials at 687.
- 23% of Americans have an "exceptional" credit score of 800 or above.
Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.Key findings:
- The national average FICO® Score is 716 as of April 2022 ( FICO)
- About 10% of the U.S. population doesn’t have a credit record and are “credit invisible.” ( Consumer Financial Protection Bureau)
www.credit.com/blog/credit-score-statistics/Here are some of the key consumer credit highlights of in 2023:
- Despite economic headwinds, consumer finances remained strong.
- Consumers are now largely aware of the importance of credit scores.
www.experian.com/blogs/ask-experian/what-is-the …Key findings
- The average credit score is 714.
- Older Americans have higher average credit scores. The average credit score for baby boomers is 742, while the average credit score for millennials is 687.
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