The timing of withdrawals from a stock-based investment portfolio in retirement is always crucial and can be subject to “sequence of returns risk.” That means that if the marke… See more

Bond interest rates move inversely with their prices, meaning that today’s bond holdings will drop in value in the future because interest rates have been predicted to rise in th… See more

Finally, annuities can be wonderful tools because of the principal protection they offer. Some annuities come with a guarantee that you will get all your initial deposit bac… See more

While annuities do offer a lot of positives, there are, of course, some negatives to consider. Variable annuities can come with a bevy of fees (such as a mortality and expense fe… See more