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- New York Central Mutual FireAccording to our data, New York Central Mutual Fire generally has the most affordable car insurance in Philadelphia coming in around $66.50 per month. Other companies to consider if you live in Philadelphia is Georgia Farm Bureau with an average cost of $91.33 per month and Penn National which typically runs around $101.14 per month.smartfinancial.com/auto-insurance/pennsylvania-auto-insurance/philadelphia-pa
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