The average rate on a 15-year fixed-rate mortgage rose four basis points to 6.048% APR, and the average rate on a 5-year adjustable-rate mortgage went up two basis points to 7.731% APR, according to rates provided to NerdWallet by Zillow.

We consulted 10 trusted real estate experts on how high mortgage rates are likely to go by the end of 2021. Their predictions ranged from 2.875% to 4.25% for a 30-year, fixed rate mortgage, and from 2.375% to 3.50% for a 15-year fixed mortgage.